We are independent from the control of any insurance company. Our function is to study the needs of the Insured and analyse the risks exposure facing the Insured and then recommend ways to reduce the physical hazards which result in reduced risks and thereby reducing the premium rates. A full insurance programme will then be drawn up for the Insured’s consideration. From the programme, we will arrange the policies with the most stable and reputable insurance company which can provide
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Standard fire insurance policies provide coverage against financial loss or property damage caused by a fire or other covered perils. The basic version of a fire insurance policy covers the cost of replacement, reconstruction or repair beyond what is outlined in the holder’s property insurance or homeowner’s policy.
Our Contractors All Risks insurance policy can protect either the contractor or employer against the cost of loss or damage.
Typically, marine insurance is split between the vessels and the cargo. Insurance of the vessels is generally known as “Hull and Machinery” (H&M). A more restricted form of cover is “Total Loss Only” (TLO), generally used as a reinsurance, which only covers the total loss of the vessel and not any partial loss.
Motor vehicles and motor related accidents are rising at an alarming rate in the Maldives. The reckless driving of people on the roads have caused countless damages to properties and injury and deaths. You may never know when you are faced with an unfortunate event and have to bear the cost of third party injuries and damage to property belonging to another, let alone your own vehicle and your own wellbeing. This insurance provides you with the financial assistance you